A Day's Charge Card is in-house financing for you, handled by us. We personally evaluate every account- from decisions to payments- and our credit specialists
are here to answer your questions. All you need to worry about is deciding on the perfect gift.

Easy application process: available in all of our stores and online

Personal in-house financing

Flexible monthly payment plans- up to 20 months

Quick and easy online, phone, mail or in-store payment methods

Text message payment reminders

APR 19.8%

On in-store and website purchases made with your Synchrony Luxury Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.

*No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not,  interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 34.99% as of 06/01/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Day’s Jewelers offers a layaway program for purchases made online and within each of our store locations. The perfect gift for a friend or yourself is an option with layaway, and it only takes three simple steps.

In-Store Layaway:

1. Visit any of our store locations

2. Put 10% down using any of the following payment methods: cash, debit card, check, money order, or credit card

3. Make a payment plan to pay at least 10% every month

Online Layaway:

1. Contact our Customer Care team about the item you'd like to put on layaway

2. Put 10% down using a debit or credit card, or PayPal

3. Make a payment plan to pay at least 10% every month

Enjoy no service fees** and no interest as you pay off your layaway.

To set up your online layaway plan, please call our Customer Care team at 800-439-3297, or contact us for details.

If you prefer to establish a layaway plan in person, simply visit or contact any of our store locations and we would be happy to assist you.

**If you have to cancel your layaway after thirty days, we will keep 20% of the total required deposits as restock fees. Full deposit may be applied towards an immediate new purchase.